How China’s richest financial management and consumption?
February 9th, 2010
China’s richest are spending each month how much money card? Like where consumers are buying, what things? Believe that many of the general public is very curious, recently, by the China Merchants Bank in accordance with its “unlimited credit” customers over the past year Consumer News published a “Report of the high-end communities.” China Merchants Bank in April last year to VISA’s most high-end “unlimited credit card” into China, directly to customers in high-income strata of China’s richest 1% of the customer. Master Card annual fee of up to 10,000 yuan per year. At present, the domestic holders of such cards are only about 1000. By the end of March this year, China Merchants Bank have joined together world-renowned consulting firm Bain & Company issued jointly issued the “2009 China’s Private Wealth Report” from the financial point of view to reveal once again the wealthy domestic investment philosophy.
Although, customer information has been banking as “the secret can not be said,” but the report was unveiled on the consumption of these top secret financial magnates of the “tip of the iceberg.”
The report shows that China’s wealthy cardholders monthly spending an average of more than 70,000 yuan, they are most like outside the shopping, luxury is the main content of their consumption, while the first choice luxury brand Louis Vuitton. In a variety of financial management, savings and stocks is China’s richest favorite investment.
Rich class of collective sketch
What kind of person has such a high spending power?
In this “top-level consumption,” the report, by “unlimited credit” represents China’s top rich people do a collective “sketch”:
Some of them treat time as gold, efficiency comes first; some of them swimming at ease, feeling for the weight; they focus on service convenience and efficiency; they want to concentrate its resources on priority to ensure the common value-added services (VIP room, golf, physical examination etc.), quality of service; they need to provide a high standard of services is not simply the pursuit of cost-effective; they like high-end consumer, while the spirit of the demands in the consumer side have a higher expectations.
The distribution of China’s richest regions – Beijing, Guangdong, Jiangsu, Zhejiang, Shanghai
China’s most wealthy people (the size of investible assets held by individuals in 1000 for VISA) in 2008 reached about 30 million people in size. Among them, there were five provinces and cities in the number of high net worth individuals more than 20,000 people, respectively, Guangdong, Shanghai, Beijing, Jiangsu, Zhejiang.
In which the largest number of wealthy Guangdong province, the end of 2008 to reach 4.6 million people, accounting for 15% of the share.
In these wealthy people, the assets held by individuals to invest up to a
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